Powering the world’s best retailers

Lightspeed Payments

Lightspeed Retail and Lightspeed Payments are unified into one powerful set of tools. Together, they’ll help you run your business more efficiently—all while giving you a more consistent payments experience with access to more innovative features.

Payments Inclusions

  • 1 free terminal per register
  • No terminal rental fees
  • Fast & secure checkout
  • No third party accounts required
  • Fast, next day deposits
  • Secure data with end-to-end encryption for all transactions
  • 24/7 chargeback and general support
  • PCI DSS compliant
  • 24/7 server security monitoring

Lightspeed Payments rates


Per transaction

Processing fee

*custom rates applicable when you provide 3 recent transaction statements


Per month

Terminal rental

Plus 1 free terminal per register

How you’ll benefit

  • Less errors and greater efficiency: Reduce manual errors from managing multiple systems
  • Better Support: Reduce the run around and back and forth with the banks and get fast, expert 24/7 support including chargeback and dispute resolution support
  • Upgraded tech: Switch to Lightspeed Payments and we’ll throw in the latest terminals for every location.
  • Streamlined bookkeeping: Consolidate sales and payments reporting in one system, for quicker reconciliation and clearer P&Ls
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  • All features and security you expect: Next day settlements, cardless transactions, PCI compliance, 24/7 server security monitoring and built-in active global fraud protection
  • Faster funding: Lightspeed Payments allows you to tap into instant business funding, get the capital you need in your bank account in days  
  • Ever-evolving innovative tools: We reinvest your processing fees into developing better, faster and smarter tools to run your business
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Payments Terminals

Free terminal included with every register

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– Tap, insert, swipe
– iOS or desktop
– EMV & PCI-compliant

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BBPOS WisePad 3

-Chip or pin contactless payments
-iOS or desktop
-EMV & PCI-compliant

What our customers are saying

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Active Baby Co

“The payments have been much easier, everything’s all in one.”

Read the case study

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GWS Giants

“On Lightspeed Payments we’re able to increase our revenue because of the speed of service”.

Read the case study

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White Earth

“It absolutely takes the error issue away.”

Read the case study