Lightspeed is the unified point of sale and payments platform powering the world’s best businesses at ~165,000 locations worldwide.

Fuel Your Growth with Lightspeed Capital

Fast, flexible funding designed for hospitality businesses like yours.

Get in touch with our Capital Account team by sending us an email at capital.sales@lightspeedhq.com.
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Getting set up is easy

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Why Choose Lightspeed Capital?

  • Easy Access to Fast Funding – Get approved and receive funds in as little as 2 business days—right in your bank account.
  • Flexible, Effortless Repayments – Pay back a small percentage of your daily sales. No fixed deadlines, no surprises.
  • Use Capital Your Way – Renovate your space, hire staff, stock up for the season—it’s your business, you decide how to grow.
  • No Collateral, No Hassle – There’s no need to secure assets or visit a bank. Apply directly from your Lightspeed back office.
  • Top-Up Anytime – Eligible merchants can unlock incremental funding—even before paying off a previous advance.
  • A Trusted Partner, Not Just a Lender – You’ll have access to a dedicated Capital Account Manager to support you every step of the way.
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How It Works

Apply In Mintues

Self-serve application available in your Lightspeed back office.

Get Funded Fast

Money deposited in as little as 2 business days after approval.

Repay With Ease

Automated, sales-based repayments.